Dispute the debt and ask for proof — English letter template

Use this if you don’t recognise the debt or the amount looks wrong. Send it by registered post and keep a copy.

What the letter says

I dispute this debt. Please send me a copy of the agreement and a statement of account, and stop collecting until then.

The letter in English

Fill in the parts in [brackets], print, sign and send it by post. Keep a copy.

[Your full name]
[Your address]
[Town and Eircode]

[Name of the agency or company]
[Address from the letter]

[Town], [DD/MM/YYYY]

Re: Disputed debt — request for information

Dear Sir or Madam,

I have received your letter dated [DD/MM/YYYY] about a debt of [amount].

I dispute this debt. Please send me:
- a copy of the signed agreement,
- a statement of account showing how you worked out the amount,
- proof that you have the right to collect this debt.

Please put this account on hold until you have sent this information.

This letter is not an admission that I owe this debt.

Yours faithfully,


[Signature]
[Your full name]

When you check your own letter with Briefly, it fills in the date, reference numbers and amounts for you.